Other Important Considerations

  • Consider your current senior plan.┬áIf you are looking to replace your current plan what would you like to add? Do you a plan with prescription drugs?
  • Is cost a major factor or are benefits more important?
  • Do you have medical physicians that you would like to stay with?
  • Do you travel much?
  • Be aware that if you do not have an existing drug plan after age 65, there will be a 1% penalty per month when you do decide to purchase a drug plan.




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This is a solicitation of insurance. It is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. The information is not a complete description of benefits. Medicare has neither reviewed nor endorsed this information. A sales agent may mail, call or e-mail as a result of contacting us to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance. Medicare beneficiaries may also enroll through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov.