California Medicare Advantage Plans

Open Enrollment Period: October 15 – December 7

During the Open Enrollment you can change how you receive your health coverage and add, change or drop drug coverage. You can make as many changes as you want. The last change that is made is the one that will take effect. Changes made during the Fall Open Enrollment will take effect January 1 of the following year.

What you can do:

  • Change from Original Medicare to a Medicare Advantage Plan.
  • Change from a Medicare Advantage Plan back to Original Medicare.
  • Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.
  • Switch from a Medicare Advantage Plan that doesn’t offer drug coverage to a Medicare Advantage Plan that offers drug coverage.
  • Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn’t offer drug coverage.
  • Join a Medicare Prescription Drug Plan.
  • Switch from one Medicare Prescription Drug Plan to another Medicare Prescription Drug Plan.
  • Drop your Medicare prescription drug coverage completely.

Medicare Advantage Disenrollment Period: January 1 – February 14

During the Medicare Advantage Disenrollment Period you can switch from a Medicare private health plan (also known as a Medicare Advantage plan) to Original Medicare. Regardless of whether the Medicare private health plan had drug coverage, you can join a stand-alone prescription drug plan, but you are not required to. Changes made during the Medicare advantage disenrollment period go into effect the first day of the following month.

What you can do:

  • If you are in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare.
  • If you switch to Original Medicare during this period, you will have until February 14 to also join a Medicare Prescription Drug Plan to add drug coverage. Your coverage will begin the first day of the month after the plan gets your enrollment form.
    Note: During this period, you can’t do the following:
  • Switch from Original Medicare to a Medicare Advantage Plan.
  • Switch from one Medicare Advantage Plan to another.
  • Switch from one Medicare Prescription Drug Plan to another.
  • Join, switch, or drop a Medicare Medical Savings Account Plan.

A Few Extra Things You Should Know about Medicare Advantage Plans:

5-Star Special Enrollment Period

You can join or switch to a 5-star Medicare plan at any time during the year. You can only switch to a 5-star Medicare plan if one is available in your area. You can only use this period to switch to a 5-star Medicare plan one time each year.

Special Election Period

Outside of the Annual Enrollment Period you may enroll in an Advantage Plan:

  • If you are turning 65, you may do this 3 months prior the month of your birthday, the month of your birth and 3 months after your birthday
  • If you are on disability, even if you are under 65
  • If you are moving to California
  • If you are dropped from a group plan you have 63 days to enroll
Free quotes for California Medicare Advantage Plans

From the many California Medicare Advantage Plans available we select the ones which are most popular as they fit most peoples needs.

Am I Eligible For A Medicare Advantage Plan?

If you or your loved one are Medicare-eligible and enrolled in Medicare Part A and B benefits, you may sign up for a Medicare Advantage plan.

  • Pre-existing conditions do not matter (exclusion: Patients who have End-Stage Renal Disease as a pre-existing condition are not eligible for a Medicare Advantage plan).
  • No physicals required.

The Advantages Of A Medicare Advantage Plan

Medicare Advantage plans can provide you benefits that are not covered by Medicare Part A and B such as vision, dental, hearing, and preventing services like annual physicals.

Prescription Drug Coverage

Even when you are not sure right now whether you need Prescription Drug coverage, you can get it with a Medicare Advantage plan that has prescription drug coverage. Co-pays and limits apply. In addition, for PPO, RPPO and HMO-POS plans, out-of-network services may cost more than in-network services. Medicare prescription drug plans are open to anyone who is Medicare-eligible, and several options are available to meet your needs. If you have Medicare and Medicaid, you may be enrolled automatically in prescription drug coverage. Participation is voluntary, and you cannot be denied for health reasons.

Coverage For Preventive Care

Many California Medicare Advantage plans have benefits that are not covered by Medicare Part A and B, including vision, dental, hearing, preventive services like annual physicals, and coverage for emergency services while traveling. Some Medicare Advantage plans also offer features for fitness programs.

Free quotes for California Medicare Advantage Plans

Coverage For Doctor Visits And Hospital Stays

Some Medicare Advantage plans are designed to provide predictable co-pays for doctor and specialist visits, as well as hospital stays. In many cases, you can even see specialists without a referral.

For further information or questions, please contact us at 1-800-266-3618.

Disclosure: This is a solicitation of insurance. A sales agent may mail, call or e-mail as a result of completing the information and contacting us to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance.

 





Disclosure: This website is privately owned and not approved, endorsed, or authorized by Medicare or any other government agency. For the federal Medicare program please visit http://www.medicare.gov.

This is a solicitation of insurance. It is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. The information is not a complete description of benefits. Medicare has neither reviewed nor endorsed this information. A sales agent may mail, call or e-mail as a result of contacting us to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance. Medicare beneficiaries may also enroll through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov.