CA Medicare Supplement Insurance or Advantage Plan? What is right for me?

As original Medicare plans do not cover all health care costs, most beneficiaries choose to supplement Medicare benefits with a private health plan that works with Medicare – either a California Medicare Supplement Insurance, also called ‘Medigap’, or a California Medicare Advantage Plan:

California Medicare Supplement Insurance

California Medicare Advantage Plans

Medicare supplement insurance helps pay the bills Medicare does not, and provide you with protection from the ever-increasing gaps in Medicare.

To qualify for a supplemental plan you must have part A and B medical coverage.

Acceptance of your application is guaranteed if you are 65 or older and apply within six (6) months of your initial enrollment in Plan B of Medicare.

Under certain circumstances pre-existing conditions might be waived. Please ask us for specific details.

Medicare Advantage Plans (Plan C) are plans that are approved by Medicare run by private companies.  Some plans provide extra benefits that are not included by Medicare.

The Open Enrollment Period is October 15 through December 7 

During the Open Enrollment you can change how you receive your health coverage and add, change or drop drug coverage. You can make as many changes as you want. The last change that is made is the one that will take effect. Changes made during the Fall Open Enrollment will take effect January 1 of the following year.

Some plans may also include a prescription drug plan. As a result, members not only get quality health care coverage without the expense of high plan premiums or deductibles, they have virtually no paperwork to contend with. And at the same time, they still enjoy more health care benefits and services than original Medicare offers for little cost.

We offer three kinds of Medicare Advantage Plans: HMO, PPO and Private Fee For Service Plans (PFFS).

Medicare Supplement Plans (Medigap)
Medicare Advantage Plans
For further information or questions, please contact us at 1-800-266-3618.

Disclosure: This is a solicitation of insurance. A sales agent may mail, call or e-mail as a result of completing the information and contacting us to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance.





Disclosure: This website is privately owned and not approved, endorsed, or authorized by Medicare or any other government agency. For the federal Medicare program please visit http://www.medicare.gov.

This is a solicitation of insurance. It is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. The information is not a complete description of benefits. Medicare has neither reviewed nor endorsed this information. A sales agent may mail, call or e-mail as a result of contacting us to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance. Medicare beneficiaries may also enroll through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov.